Archived
In Chapter 13 can I give back the house and if it doesn't sell enough to pay off 2nd mortgage what happens?
Juan's answer
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Answered on September 21, 2018
Yes. You can file Ch 13 (if otherwise eligible for a discharge in Ch 13) and the 2nd mortgage balance will be treated as an unsecured creditor and...
Archived
How many times can I attempt to file bankruptcy and stop a sheriffs sale or complete my bankruptcy.
Juan's answer
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Answered on September 11, 2018
I'm not clear on your question. There was one very long run-on sentence in there with lots of words but little said.
Are you asking if you can...
Archived
What would be the end result of filing for a chpt. 13 Bk. if part of it was for a pick-up that was repossessed a few years ago.
Juan's answer
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Answered on September 07, 2018
If you qualify for Ch 7 bankruptcy, then your income and assets likely allow you to eliminate your debt to your unsecured creditors completely. ...
Archived
If 1st & 2nd mortgage adds up more than appraisal can 2nd mortgage be stripped in Chapter 13?
Juan's answer
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Answered on September 04, 2018
You can only strip a 2nd mortgage on your home if the value of it is less than the 1st mortgage alone.
If the 2nd mortgage is at all secured,...
Archived
Hello, my name is DELORAS GEARY. I'VE BEEN DEALING WITH RENT-A-CENTER FOR 3 YEARS IS THERE ANY WAY THAT YOU CAN HELP ME GET OUT
Juan's answer
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Answered on August 31, 2018
Those places are total rip-offs in my opinion. You will always significantly overpay for what you attempt to buy there because you are really...
Archived
How do you get a case switched from you personally to your llc?
Juan's answer
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Answered on August 22, 2018
If you are filing bankruptcy anyway, it probably won't matter that you are being sued individually as you'll be able to discharge the debt in your...
Archived
Am I able to keep 1 visa out of the list when filing chapter 13??
Juan's answer
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Answered on August 18, 2018
No. All debts must be listed and will be treated equally
Archived
Can we go default on a chapter 13 due to them raising our monthly payment by $600 and seek another attny?
Juan's answer
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Answered on August 17, 2018
Technically you can but I’d recommend discussing further with your current attorney first.
Archived
In bankruptcy, if you want to reaffirm a car or mortgage loan, does that have to be in writing or can it be verbal?
Juan's answer
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Answered on August 04, 2018
Has to be in writing. There is an official form to be used.
The creditor typically would prepare the form and offer you the ability to...
Archived
How long does it take for a eviction to get off your recorded and you received discharge papers chapter 7 bankruptcy ?
Juan's answer
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Answered on July 31, 2018
The bankruptcy eliminated the debt and made it such that nobody can collect that money from you. It did not change the truth of the fact that at...
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