I have the question on how tax return will effect on the time we file bk on chapter 7 and chapter 13.

You are generally correct as tothe chapter. Also, remember that if you have exemptiins to use in the chapter 7 like the EIC exemption, you may be...

Should I file an appearance and an answer anyway? Plus, why the timing?

If it is a lawsuit for a credit card debt that you incurred prior to filing bankruptcy them you need not file an appearance or respond to the...

If i want to convert from 13 to 7 and I've been paying my mortgage separate the whole time and current will i lose my home?

Additionally, if you performed any sort of "lien strip" in the chapter 13, you will have to reach an agreement with the second mortgage company...

Ulimate Question: Summons recieved from Collection agency/law firm for citibank, about $11k. Should I respond?

You should file now (ch 7) while you qualify to clean things up and then have a fresh start once you regain employment. Just because you're...

I have a civil suit pending and 4 of my 8 defendants have filed Chapter 11 in NY. So there is an automatic stay in effect

You could file a motion to consolidate the chapter 11 cases and have the judge refer adjudication of the claims back down to state court. You need...

An attorney with settlement authority for his client, the creditor, can basically settle for anything. You ate more likely to get a better deal if...

I moved from CA to FL. Been living in FL for one year. I want to file bankruptcy. Do I use CA or FL gross income for means test?

I assume you are talking about homestead exemption. You will have to use California or federal exemptions, not Florida. Since California and...

I filed for bankruptcy a few years ago and included a property in the liquidation. Now I have to appear at a non jury trial.

Whether you "need" to appear is dependent on what type of bankruptcy you previously received a discharge in. Chapter 7 where you surrendered the...

Can I get my car back from repo through bankruptcy?

You can do what's called a "redemption". It's where you file a motion to value the vehicle and then make a lump sum payment. You can go to...

In chapter 7, do I have to file something specific to keep my house mortgage out of the bankruptcy?

My two cents on top of what everyone else has said - have something in writing from your mortgage company before you ever hit the button to file...