Jackson et al. v. Allstate Indemnity Co.
Jan 01, 2017OUTCOME: Settled
Denied property damage claim, citing a policy exclusion that excludes coverage for losses due to "Freezing." The policy exclusion requires the insured to use reasonable care to maintain heat within th ... e property while the rental property is vacant and/or between tenants. The property sustained a loss due to a broken pipe that Allstate alleged was because the pipe froze. However, we were able to successfully establish that the insurer did not have evidence whatsoever to indicate the broken pipe was due to freezing, or that they conducted a reasonable investigation to make such determination.
