In any collection activity (here the credit cards seeking to collect from you), what a creditor can take depends on 'exemptions.' A creditor may...

As long as you didn't reaffirm on the debt during the bankruptcy, you should welcome the foreclosure. It is just the legal process in state court...

Am I at risk for foreclosure ?

As long as you did not sign the mortgage reaffirmation agreement in the 2017 case, you have no personal liability if your now-ex-wife defaults on...

Yes. The whole system as envisioned by the Uniform Commercial Code is to make state lines irrelevant when it comes to commerce.

Only _filing_ a bankruptcy petition will stop a lawsuit... as the automatic stay is imposed on all creditors. It's not enough to have simply...

Midland Funding Garnishment not enforced right away?

Unusual somewhat, but there can be a variety of factors. Perhaps the creditor (Midland Funding) doesn't know your employer. Maybe the creditor...

Do I have to wait until debt is completely discharged to get my license reinstated.

Reinstatement possible only after the Order of Discharge. Consider the alternative: if a suspended driver could get her license reinstated...

The general rule is that _both_ tenants are responsible for _all_ of the debt: "joint and several liability."

Question: "Why does my credit report say that my account was closed due to chapter 7 bankruptcy if I said I wanted to keep it?" Answer: The...

Can my job honor a loan garnishment without a court order?

Yes, if the "loan-repayment-directly-from-paycheck" was a voluntary, written agreement between debtor (you) and creditor. Such agreements are...