You may be able to claim SOL - but I can't tell for sure from the facts you give. The statute of limitations to file a lawsuit to collect on a...

I have a settlement conference scheduled with my lender. The foreclosure complaint includes copies of the note and mortgage.

If the current owner of your note and mortgage really did acquire their rights by acquiring the prior owner(s), then no assignment is needed, since...

Can our home and/or my IRA be attached or forcibly sold to satisfy the balance remaining on a reposessed car?

No creditor can garnish or levy against an IRA. If both of you are liable for the car loan (and it sounds like you are), then a judgment on the...

A request for an "in rem" judgment, without a request for an in personam judgment, is sufficient to protect you against any attempts to collect any...

My home has been vacant since 2007 and 3 people claim they own the note???? Can this be true??

It is possible that the original lender sold the note to another party, and Ocwen is "servicing" the loan - basically, Ocwen is handling the...

Contact the Neighborhood Christian Legal Clinic in Indianapolis, or the clerk of the Bankruptcy Court. If you meet the income guidelines, they can...

How do I waive the waiting period to hopefully avoid a deficiency judgement?

The waiver/no deficiency statute you are referring to is rarely used today. It is a holdover from when the minimum time between filing the...

When asking for a settlement conference do I need to include the Trial Rule along with the request? And what type of heading?

No - all you really need is the cause number and your name, so that the court staff know which case the request applies to. Even a letter...

If I included my house in the chapter 7how can they already have a court hearing set up even though my banruptcy isnt discharged

As the prior posters stated, you need to verify with your bankruptcy attorney that the bankruptcy court granted the bank a relief from the...

My late husband had a rental property. my name is not on mtge or title. i don't want the property. am i liable for the mortgage?

If you were not on the note, then you have no personal liability on it, and they can't come after you. The lender may name you as a defendant in...