Morgan Anne Decker's Answers (25)

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Can I file bankruptcy on medical debt that is being garnished out of my paycheckthat is for medical debt?

Morgan's answer | Answered on December 03, 2018

You definitely can file against medical debt! It is a very common reason people need to file bankruptcy. Lack of insurance or poor coverage can...

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Can I file bankruptcy on $4000.00?

Morgan's answer | Answered on October 22, 2018

There is no minimum amount of debt needed to file a Chapter 7 case. But, as mentioned, in some cases people do file on a small amount of debt. ...

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Can a creditor take all of my money before we go to court?

Morgan's answer | Answered on October 22, 2018

Creditors will freeze funds in a bank account until the date of your next hearing. Once that hearing takes place, that money will be taken and put...

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I filed chapter 7 on 2/8/2012, i now have over $75000 in debt mostly medical can I file chapter 7 now to stop harrassing calls?

Morgan's answer | Answered on October 18, 2018

As mentioned, you can only file a Chapter 7 every 8 years. BUT, sometimes the Chapter 13 is a better option when you have ongoing medical debt and...

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Can I get my Chapter 13 dismissed and refile to get it crammed down ?

Morgan's answer | Answered on October 18, 2018

As mentioned, you would want to speak to an attorney about whether or not re-filing is cost-effective, even with the cram-down of the value of your...

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