Do I need a lawyer

Strictly speaking, you can file without one, but I agree with those who suggested it's a bad idea. Also, as several others noted, many...

Credit Rebuilding under Chapter 13

To answer your question about zero-balance credit cards: Carmel is in the Southern District of Indiana. Under the District's local rules, "The...

I won a small claims judgement and the defendant hasn't paid. Had a proceedings supplemental hearing and he said he's filing

In general, Indiana allows a judgment creditor to garnish 25% of the defendant's net wages. But if and when the defendant files a bankruptcy...

Is going pro se an option? Yes, but as the old saying goes, just because you can doesn't mean you should. Below is a link to more information...

Was this a payday loan? If so, the threat to prosecute is nothing more than a scare tactic. Below is a link to a blog post that explains why.

I filed bankruptcy on my house and the mortgage company is calling my neighbor. can they do that?

More information is needed to answer your question. What are they saying to your neighbor when they call?

Can I be charged criminally for not paying a payday loan even thought I have filed a bankruptcy

Even if you haven't filed for bankruptcy, these threats are bogus. Below is a link to a blog post with more information.

Filed chapter 7 over year ago, what do I have to do if I want to walk away from house?

A few weeks ago I wrote a blog post about this issue (see link below). The short answer is that you can just walk away, since you didn't reaffirm....

If you dismiss, then no, your debts will not be wiped out. You may be able to amend or modify your plan with lower payments that take into...

As others have stated, creditors generally can't garnish wages unless and until they get a judgment from a court. Below is a link to more...