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Even tho some debits wont be discharged in chapter 13 can they still come after me for the debits or they just stay on my credit
David's answer
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Answered on August 31, 2014
You have to list all of your debts when you file bankruptcy (even list the mortgage when you want to keep the house). If you filed chapter 13 and...
Archived
I filed chapter 7 bankruptcy 2yrs ago everythng bad happen after discharged can i file 13 now
David's answer
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Answered on August 31, 2014
Assuming you received a discharge in your chapter 7 case two years ago, you would not be eligible for a discharge in Chapter 13 at this time. You...
Archived
What can I do now after paying a settlement and now they have debt agency asking for the full amount?
David's answer
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Answered on August 31, 2014
Do you have anything in writing showing the agreement to settle the debt for $750? Do you pay with a check so you would have a copy of the check...
Can a court enter judgement to garnish both borrower's & cosigner's wages if the former now has a steady job on a defaulted loan
David's answer
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Answered on August 31, 2014
Before a judgment is obtained the steps to getting a fair deal would be negotiating directly with the creditor. A garnishment through the court...
Archived
I got a pay rent or an evection will be file on me I only owe i month rent I was a victim of theif and my money was stolen what
David's answer
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Answered on August 24, 2014
If you are behind in rent, regardless of how many months, your landlord has the right to proceed with the eviction process. If you are behind this...
Archived
Annuity Co. is requesting court doc of authorization for executor to request payment to beneficiaries. Why type of doc needed?
David's answer
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Answered on August 24, 2014
The form it sounds like the company is requesting is the Letters of Authority that would be issued by the Probate Court appointing a specific...
Grandma with demintia
David's answer
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Answered on August 24, 2014
If your sister is the agent listed in a Durable Medical power of attorney she may have the ability to make health care decisions on your grandma's...
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Archived
I have a 5 year old debt , a collector . said he will take my truck ,I use the truck for work . it is paid for but has 354000 mi
David's answer
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Answered on August 24, 2014
I would highly recommend not transferring the vehicle out of your name at this time. This action could be viewed as a fraudulent transfer under...
Archived
Filing chapter 7, misunderstood a credit counselor and opened a secured credit card a few days after i mailed my papers in..
David's answer
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Answered on August 24, 2014
You should be fine. There is no preferential transfer issue since the amount you paid to set up the secured card account is only $250. The only...
Archived
Do I need to keep homeowners insurance on a house that was foreclosed and filed chapter 7 on?
David's answer
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Answered on August 23, 2014
I always advise clients to keep insurance on any real estate that is in their names even though the debt was discharged and they no longer live in...
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