In the usual case, when you do NOT Reaffirm the obligation, the creditor will not report any subsequent payments to the credit reporting...

Ms. White's analysis is excellent & on-point. The timing of the discharge is crucial & comes at the end of the 3 year monitoring.

Do u get refund back of plan payments in Bankruptcy if your plan is dismissed before it has been confirmed. CHAPTER 13 OHIO ?

Yep. funds are held until confirmation, with certain exceptions. If the case is dismissed, or converted, then the funds are returned to the Debtor.

More than likely, the nephew is planning to file a chapter 7; either way, Dad will be on the hook. The danger of co-signing. Dad's Social...

The major concern here is you deliberate intent to rip off the lender. Fraud on a lender is fraud, even with the best of motives. You cannot take...

What would happen to my to the status of my car that I'm making payments on if I'm filing bankruptcy?

The above answers are both right on the money. You have the option to keep or surrender the vehicle. Usually, we consider how much is owed,...

Can filing bankruptcy eliminate my eviction debt?

In the usual Bankruptcy case, judgments or debts relating to evictions & suits by landlords are dischargeable debts. Of course, it is wise to get...

How can I re open my chapter 7 bankruptcy petition that has been discharged?

You cannot handle this issue without competent legal counsel. The attorney will need to charge you a full fee, likely payable in advance. The...

I filled bankruptcy 14 yrs ago and car still sitting in drive way

Incredible!! The successor lending company holding the lien on your car may be willing to release the lien, as the vehicle is now worth barely...

Can q person offer payments to the company owed money on unsecured default loan., before a judgement against person in default?

Laurel county is a beautiful place & I hope this short word is useful to you. First, the creditor will not agree to your proposed settlement. ...