I have one car paymt left on my car. I am in chapter 13 now. I dont want my car put in the repayment plan. I want my title.
R. Michael's answer
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Answered on May 23, 2024
If you are in a chapter 13 case, and are separately paying for an auto, you are able to complete the payments on the vehicle without complicating...
Can I sue a lawyer whom did not reaffirm my home in a ch 7 bankruptcy ?
R. Michael's answer
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Answered on March 01, 2024
It does not appear that your attorney is at fault. Unknown to you, many mortgage lenders do not send reaffirmation agreements to be executed. ...
Can I be sued if I let my car go back to the lender two years post bankruptcy?
R. Michael's answer
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Answered on January 18, 2024
Great Question, probably best directed to your Bankruptcy Attorney. However, if you did not execute a Reaffirmation Agreement, and the debt was...
Do I need to wait to file bankruptcy because I borrowed $700 from my sister 9 mos ago to cover mortgage & repaid a week later?
R. Michael's answer
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Answered on December 04, 2023
I agree with previous attorney answers. Trustee's typically do not seek such payments unless they are significant enough to justify filing against...
Would paying parents for rent be considered a preferntial payment in a bankruptcy?
R. Michael's answer
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Answered on September 01, 2023
The short answer is "No." What you are paying is for housing, i.e. rent. Thus, contemporaneous exchange and not a preference. The fact that you...
Can I have a car signed into my name, for my personal use, if my parent is filing for bankruptcy ?
R. Michael's answer
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Answered on August 30, 2023
In Ohio, any transfer of property (a vehicle) to a near relative without fair compensation, at a time when the transferor (Dad) is financially...
Is VA disability considered "disposable income" for my projected budget?
R. Michael's answer
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Answered on August 14, 2023
Good question. For the means test, the benefits don't count. This means that, If your income and expenses are about even (schedules I & J), you...
Will filing for bankruptcy affect my current student loan? How soon is too late to file?
R. Michael's answer
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Answered on July 31, 2023
Yes, its not too late, but the consequences of doing nothing are stacking up. Find a local Bankruptcy Attorney & get in there...
How can i keep a ERC refund if i file for bankruptcy?
R. Michael's answer
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Answered on July 14, 2023
An interesting question requiring very close legal consultation. The major issue is whether and to what extent Bankruptcy Code sections 522 (o),...
Exemptions for Chapter 7 bankruptcy
R. Michael's answer
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Answered on May 23, 2023
You may have a partial exemption for your stock ownership, including a possible wildcard exemption of 1425. But unless your stock is part of a...