Can I go to jail for not paying off these loans or have my license taken away?

The payday loans place is lying to you. You cannot go to jail for failing to pay them. This tactic is illegal. You can report them or simply ignore...

How can i find out that some put a charger on me

Do you mean: "How can I find out if someone called the police and had criminal charges filed against me?" If that is your question, you can either...

Do I need to appear at a Second Cause Hearing if I'm not disputing the plaintiff's claims?

You do not have to attend the hearing, but you should. The landlord could get a judgment against you in an amount equal to rent for every month...

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