I cannot afford to pay off a couple of credit cards i am paying off other cards and live paycheck to paycheck what can i do?

They can't garnish you until they have filed a lawsuit and have a judgment, so you may be able to hold them off until June.

I recieved a voicemail from a company called R&j Consulting Firm stating they will be serving me papers at my home or work.

This does sound like a scam and I agree, don't call them. Eventually they will give up and move on. IF this is a legitimate debt, you will...

How can you stop a collection company from contacting your work with scare tactics emidiately?

I would also caution that this could be a scam. Most legitimate collection activity does not resort to threatening and they can serve you...

Is there any information I should be aware of when going to a Care Conference One for debt collection?

Try and work out a payment plan, because if they know you are working, they may proceed with filing suit so they can garnish your wages.

I'm being threatened by a debt collector, but I had no prior knowledge of the bill. What should I do?

Be careful this is also not a scam. You should have received a letter in compliance with FDCPA notifying you of your rights. You have the right...

City of Claremore Municipal Enforcement Division FINAL NOTICE PRIOR TO ARREST.

I would caution that this could also be a scan. I would call the City to verify whether this is even legitimate and if not, not notify them of the...

This looks like a scam to me. Don't give them any personal information as often they are trying to get your banking information.

I was offer a settlement should I accept?

For debt settlement, it is not a bad deal, especially if they haven't sued yet and you can avoid a negative ding on your credit that could happen...

How can I protect my earnings from a judgement when my employer forces me to have direct deposit?

There is no notice requirement to for a bank garnishment, but in Ohio, they cannot attach your bank account if there is less than 450.00 in your...

Selected as the best answer

60% is not a bad deal, but like the other attorneys indicated, so much depends on the type of debt, etc. This time of year, a lot of creditors...