CACH, LLC is taking us to court for $10,000.00 We talked to them on the phone and they agreed to settle out of court for $4600.

You should have an attorney negotiate the settlement of the debt and have the creditor show proof of debt. You may be able to negotiate a lower...

When am I not liable for my abusive husband's debt? file for separation or divorce?

You're only liable for debts that you've personally signed on or taken out on your own. If you have joint debts, you can contract with your spouse...

The $5,500 of CTC and EIC can be exempted 100%. Generally the trustee will allow you to keep $800 if single or $1,600 if joint. Additionally you...

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I would like to know if I file bankruptcy , can I still keep the car I am making payments on.

So long as you're up to date on your car payments and you don't have more than $3,675 in equity in the car, you will likely be able to keep the...

Can a debt collector place a lien on my accounts if i am enemployed

The unemployment compensation is exempt and cannot be garnished but your income from work-study will likely be garnished. You will have to trace...

Student Loan Garnishment

Well it depends (like all legal questions). But my questions would be; why haven't they let you do Income Based Repayments? Can you...

We do not have a mortgage we have maxed out our home equity line of $50K and have $40K in other credit card debt.

It depends on how much the value of your home is. In Ohio, there's a homestead exemption in the amount of $132,900 and it is per spouse so...

Can my wife file for bankruptcy with me?

To file for Chapter 7 bankruptcy again, your wife must wait 8 years from the date of filing for her Chapter 7. However, you could file a Chapter 7...

Depending on the balances of each unsecured debt, you could expect any of those 3 things to occur (collections, lawsuits, bills). If an attorney...

Child support owed (arrearages) to you are exempted under the law. Be sure to tell your bankruptcy attorney that you are owed child support so...

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