Archived
What can I do if I made a major purchase based on my credit report, but then found out the report was incorrect?
Charles's answer
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Answered on September 03, 2010
Holy cats guy! You cannot rely on credit reports. They are known for being inaccurate. You should have a copy of all of your bankruptcy...
Archived
I am not able to attend my meeting of creditors. My wife has power of attorney. Can the meeting be held via internet - Skype?
Charles's answer
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Answered on September 03, 2010
Your wife is not a party. She can watch the First Meeting (it's public), but she cannot participate in any way. The power of attorney does not...
Archived
Will I be held liable for my husband causing our house to foreclose?
Charles's answer
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Answered on September 02, 2010
It seems pretty clear that you can include the house debt in the bankruptcy. It makes no difference to your husband whether you file or not. He...
Archived
How can I qualify for Ch 7 bankruptcy?
Charles's answer
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Answered on September 02, 2010
One more qualification is necessary to file a Chapter 7. You must NOT have filed a Chapter 7 Bankruptcy or been been discharged in a Chapter 13...
Archived
Can my new chapter 7 lawyer get money back from my old lawyer who did nothing but take my money?? What can be done?
Charles's answer
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Answered on September 02, 2010
Check and see if the State of California or the California State Bar Association maintain a "Client Recovery Fund." If they do, you may get...
Archived
My ex-husband went bankrupt now I have to.
Charles's answer
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Answered on September 02, 2010
I'd like to speak to the question of how long it should take to prepare the bankruptcy to file. As a general rule, I think it should take four to...
Archived
If a person files bankruptcy and doesn't have any assets or a job can their probation fines and traffic accident lawsuit be drop
Charles's answer
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Answered on September 01, 2010
On the other hand.... If you were sued for damages in civil court, the judgment against you is completely dischargeable in a Chapter 7 Bankruptcy,...
Archived
Instead of filing for bankrupcy, is there a another way to reduce your debt from $40,000 to $10,000?
Charles's answer
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Answered on August 29, 2010
Unfortunately, most of the "debt consolidation" organizations are crooks. They have no license to protect and in actual fact they answer to no...
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Archived
Tax audit with $33,000 more owed, 84K in cc debt, porsche car...unemployed for 18 months, do I file a 13 or 7? Thanks
Charles's answer
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Answered on August 29, 2010
One last suggestion. You may file a Chapter 7 Bankruptcy and discharge all of your dischargeable debt. Then you could file a Chapter 13 Plan in...
Archived
What happens when a person just stops paying their credit cards. .
Charles's answer
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Answered on August 27, 2010
You sound as if you have very few assets. Go find a bankruptcy attorney who gives no charge initial consultations and ask them if you would lose...
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