Start saving money to make an offer. Cases can often be settled for anything from 80% to 10% and even lower sometimes. If there is no way for you...

It is highly unlikely. The procedure is expensive and rarely used. Your car is not worth enough to make it worthwhile. More importantly, you...

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I'm am newly married and brought a significant amount of debt in to my marriage. If I declare bankruptcy will my wifes credit

It would have been much better for you to file bankruptcy before you got married. Now things are going to get tricky. Filing without your spouse...

If u file chapter 7 on unsecured debt and spouse didnt

Credit unions are smaller and more careful that the big "McBanks." They do not take losses in bankruptcy lightly. The credit union is not...

I have a judgement for money against me, and I don't know what my options are.

You have waited too long to defend the claim. You may have been right in the first place, but you did not defend. Now you simply owe the money. ...

Will my 2008 and 2009 taxes (filed in 2009 and 2010, respectively) be discharged in a Chapter 13 or Chapter 7?

Cheer up a little. If you manage to pay the IRS all that you owe during the pendency of your Chapter 13, you will pay no interest or penalties...

I filed chapter 7 Bk ,and have my 1 st mortgage reaffirmed the second was not reaffirmed but was sold to another lender after it

Here's a little good news. The bank that bought your second mortgage probably bought it for about 1% of the balance due. Almost certainly, the...

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How can i get a 3rd party debt collection suite dismissed W/O prejudice in GA since plaintiff failed to provide supporting docs

You should be very proud that you got this far. File a motion for sanctions (punishment) against the Plaintiff. One of the sanctions you should...

I have a debt that the company has turned over to their legal dept to possible take me to court. What are my options?

Yes, they can sue you, even if you pay regularly. But will they collect anything? It depends. Do you have any assets? Do you have wages to...

Question about "Discovery"

Ask the creditor to produce "each and every document in the collection file on the defendant." Make sure you include electronic documents and...