Hello 58yr old retired state worker state of arizona. ..pension isonly income. now living in california considering bankruptcy

You sound like you are "execution proof." That means that no one can touch your pension and you have no other reachable assets. However, if you...

My father passed away 11/18/2002. he had an outstanding bill from a physician's group. They turned over to a collection company

Sad to say this looks collectable. However, you may be able to negotiate a deal, if you are willing to pay quick cash to the collector. Take a...

My lender entered my home while I was out. Can I sue them?

Whoa! How long were you gone? This sounds like multiple invasions over several days. Do you have witnesses? Make a list with names, addresses...

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Do you need an attorney for a simple Chapter 7 Bankruptcy (i.e. no house, no car, just unsecured credit card debt)?

The worst damage that you could do is to take every debt that you presently have and make it non-dischargeable forever. Take a look at the debt...

I had 5 missed calls while in college class, i returned the call turns out it was my creditor calling about a past due bill

Welcome to the world of adult debt collection. You will get lots of calls if you don't pay your bills on time. Even more calls will come, if...

Will the below deal hold up legally or can they still come after the remainder?

You will be "settled" if you do as agreed, but that assumes that the collector really is a true representative of the creditor. There are...

Do I need a bankruptcy attorney?

If your assignor got "wage garnishment," then it is not able to garnish wages because there are none. If it got a "notice of garnishment other...

The home I am renting in phila pa has a Sheriff note on it I found out that my landlord wasn't paying the mortgage, What happens

Contact the Sheriff and ask for a list of social service agencies that help tenants who are forced out in foreclosures. You will probably be...

Can debt collectors lie about who they are?

This collector is very aggressive. Yes, it's illegal, but it's a probable $1,000.00 Fair Debt Collection Practices case. No one will get excited...

Cash advance before bankruptcy?

I have real doubts about the wisdom of relying on a buyer that is not ready to buy now. Why will he be ready to buy in a few more days? ...