Foreclosure after bankruptcy - we want to surrender our house.

First of all, why not stay in your home as long as possible? In Ohio, that can be more than 1 year. Second, check the foreclosure complaint...

Will I get sued for using my credit cards 1 month before defaulting on them to begin a do-it-yourself debt settlement program?

Make it simple. Stop using the cards. Wait 3-4 months. Then negotiate. Start very low. Like about 25%. They will laugh at you. Ask them what...

CAN I TRANSFER A CAR WHICH IS MY NAME TO MY DAUGHTER

Mr. Araujo is correct about not transferring the car. But do NOT be discouraged. You can probably still file bankruptcy with the car in your...

I found out by phone that a bank is preparing a civil lawsuit for overdrafts. i have not recieved anything in mail-is it legal?

Oh, Heck yes! "Today and today only" offers are almost always a sign that the the person making the demand is weak and trying for a quick deal to...

My wife has a lot of charge accounts and credit cards. Will i be responsible for them if she passes before i do?

Mr. Balena is absolutely right. If anyone tries to convince a surviving spouse or child that there is a "moral obligation" top pay the deceased...

Exempt property for notice of rights

You are in serious danger of losing not only your own property, but also your family's property. Please, go see an attorney. You have a complex...

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I just received a motion to withdraw from my creditor -- what does that mean?

Your creditor is correctly stopping it's action in the municipal or state court. The creditor will now file a claim inside your Chapter 13 case. ...

I filed a motion to reopen my case in Las Vegas. The case was discharged from not filing the debt cert. in a timely manner.

You are being charged a normal court cost fee for being allowed back into court. Pay it. Be happy. You are not being punished. If the Court...

Home included in Chap 7...

Yes, you can just walk away from the home and owe nothing if you filed a Chapter 7 Bankrupter and did not reaffirm. . Be sure that you leave the...

Can I make changes to my w-4 exemptions with my employer after I file ch 13 in Ohio?

The two excellent attorneys above are not correct for the Toledo Ohio Court! It's not their fault. We have a funny rule in Toledo. The Court...