Archived
Can I file an Opposition to a default judgment if the creditor has already filed an opposition to my exemptions?
Charles's answer
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Answered on July 25, 2011
You are asking a "civil litigation" question in a bankruptcy forum. It often happens that a creditor doesn't make much effort to find a Defendant...
Archived
I filled banrupcy Oct 2009, and was dismiss Jan 2009. I have a car loan that wasnt
raffirm.
Charles's answer
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Answered on July 25, 2011
Your old car loan should have been listed in your bankruptcy on Schedule D. The car itself should have been listed on Schedule B and exempted on...
Archived
I am in the process of filing a chapter7. My home is more than 12 months past due..and am in underwriting for HAMP modification
Charles's answer
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Answered on July 25, 2011
Very few banks will refuse to reaffirm on a 1st mortgage that is current in a Chapter 7. They already have enough foreclosures. The problem is...
Archived
Can I be arressted in nc for payday loan?
Charles's answer
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Answered on July 23, 2011
There are a few jurisdictions where the prosecutors are unwise enough to file charges on behalf the payday loan people. When this this happened in...
Archived
Ex surrendered home in BK.
Charles's answer
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Answered on July 22, 2011
If a trustee wants to sell 1/2 a house they sell the whole house. Then they split the proceeds. Usually the other party will find a way to buy...
Archived
If I file Chapter 7 bankruptcy and give my home back to the bank, am I responsible for the back property taxes and any deficit?
Charles's answer
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Answered on July 22, 2011
Mr Lyons mentioned correctly that HOA fees are not dischargeable. Thought you might want to know that HOA means home owner association fees. ...
Archived
Bankruptcy Chapter 7 discharged in July 2009. Six rental properties were involved. Three still havent gone to public auction.
Charles's answer
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Answered on July 22, 2011
Try talking to the county treasurer. Tell them to file to sell the properties for back property taxes. Get neighbors to join in the request. ...
Archived
How do I find the mortgagor of a foreclosed property?
Charles's answer
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Answered on July 20, 2011
Just a stray thought here. You could consider bringing an action to "Quiet Title." It's an expensive and complicated action. It could cost $3k -...
Selected as the best answer
Archived
I rcvd a letter from palmer, reifler settlement offer..
Charles's answer
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Answered on July 19, 2011
Attorney Fink is right. I note that they often will take your money and prosecute you anyway in criminal court. Paying them only encourages this...
Archived
We filed chapter seven (which was granted) and our house was foreclosed. How long does the lender have before they have to take
Charles's answer
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Answered on July 19, 2011
I have a good perspective on this problem as I'm an Ohio lawyer. The bank has no legal obligation under Ohio law to take possession or title to...
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