Can i do a short sale on my house even though my chapter 7 bancrupcy is now over?

One more thing. Try telling the bank that you would like to move out, but that you lack the funds to do so. Tell them you need about $2,000.00 in...

Foreclosure case was Withdrawn in 2009, does the county/lender have to notify us if they Reopen?

If your foreclosure case was dismissed, then the bank must refile and start a new case from scratch. That means filing a new complaint with new...

House discharged 2 yrs ago in chapter 7 and now we can no longer afford payments and want to walk as the house needs things done

I agree with Attorney Armstrong above. You can walk away from the house if you never reaffirmed the debt. However, be really sure to cancel all of...

Payday loan people are outrageously viscious. Their industry makes a practice of threatening criminal charges that are simply not possible under...

Can we try to work out a Loan Modification with the bank that owns our mortgage loan instead of who services it?

I have found both Chase and Bank of America incredibly difficult to deal with. They repeatedly "lose" modification packages in every case I have...

Chapter 7 Discharged Apr 2011 but a creditor not included. What can I do?

Hmmm... I am not at all convinced that this is a "student loan." I tend to think not, but you need to consult an attorney NOW. If this is not a...

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Creditor violation chapter 7 Twice.

Go now. Do it. Check the National Association of Consumer Bankruptcy attorneys for a good attorney. Good luck.

Been divorced for 5 months x-husband moved to fla and filed chapter 7.

I agree with Attorney Tamm. The bank is very unlikely to foreclose as long as you keep exactly current and stay insured. They don't need another...

IF I OWE $550,000 ON A HOUSE THAT IS WORTH $0 CAN I USE THE ENTIRE BALANCE TOWARDS MY DEBT OVER THE 60 MONTH MEANS TEST TIME?

Why file a 7 that is doomed to be a 13? File a 13 instead. Surrender the house and treat the balance, after surrender, as unsecured. You will...

I got summons to court by a debt collector, i was going to sign a non judgment stipulation but they wont give me validation

You can indeed file an answer. Shape it up just like the Complaint, but caption it "Answer." Then admit or deny each separate paragraph of the...