I am an Ohio attorney and I am constantly shocked by what the payday lenders get away with. It is an outright lie when they claim that they will...

How can I stay in my home if the bank has started foreclosure proceedings?

In Ohio it takes a long time to actually finish a foreclosure and evict a person from their home. In my County it takes about a year to get to the...

Will there still be a lien on the property?

The clerk is correct., The activity in 2011 kept the lien active. Sorry about that. The judgment could always be revived later, even if 5 years...

Avoiding co-debtor's bankruptcy comment on my credit report

This should not go unprotested. If the credit reporting companies want to make money with a vicious practice they should pay the price. So write...

How do I get Atty to file Reaffirmation in discharged bancruptcy.

Be happy. You have discharged the debt to the bank. You owe them nothing. The mortgage remains on the house ; but only the house owes it. Yeah;...

In OH they can sue 1 more time; if it was not dismissed with prejudice. Cases are rarely dismissed with prejudice. But they may not sue you...

Filed Ch13 several years ago, has been discharged. Loan never reaffirmed, if we walk away from home now are we liable?

In a Chapter 13 a debtor does not "reaffirm" the mortgage. Instead, the debtor "cures" the arrearage on the mortgage and then reinstate it. The...

Is there a site to you see if home is up for sheriff sale? Filed for Bnkrpcy & discharged in 07/11.Home incl & n/c yet from Bank

I bet a nickel that your County Sheriff has a website that posts all of the houses listed for sale in their county. He probably also has a...

Do we have to just give what they ask for?

One more word of advice from an attorney that has "Snap On" experience. 1. If the tools are lost or stolen, tell them so. You don't pay for...

In an Ohio Foreclosure, how long after the 3 appraisals have been ordered will a Sale Date be set?

Almost all Ohio Counties have a member of the County Sheriff's Office designated as the primary person to answer phone calls regarding mortgage...