Archived
I own a property, which I can no longer afford. How can I protect my other assets if I face foreclosure or a short sale?
Charles's answer
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Answered on June 26, 2012
I am wondering if you could possibly rent the property. That could go a long way on the mortgage payment. You would need a very good local...
Archived
Ex husband kept house & didnt pay, house went into foreclosure in 2008, bank got default judgment, & then dismissal?
Charles's answer
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Answered on June 26, 2012
I assume that you are on the note (IOU) to the bank and that you are also a titleholder to house. I also assume that your ex is unable or...
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What do I need? and can they?
Charles's answer
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Answered on June 22, 2012
Do not wait to get moving and see a bankruptcy specialist. You can lose your money if you don't act fast. Today is the day to do this. Not...
Archived
Owned a rental property that was foreclosed on 6 years ago and the bank walked away from the foreclosure.
Charles's answer
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Answered on June 15, 2012
This is a tough one. The bank has apparently decided that the property is not worth the cost of foreclosing. They are probably right. ...
How long does it take to foreclose on a home due to a Tax Lien?
Charles's answer
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Answered on June 15, 2012
It's unclear whether you want to know how many years of delinquent taxes a County Treasurer will tolerate before they file to foreclose. In my...
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Archived
Can I sue an attorney for filing my home loan on a bankruptcy???
Charles's answer
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Answered on June 12, 2012
Consider how advantageous your situation is. You now owe NOTHING to the mortgage company. NOTHING. Yes, I guess I'm saying it loudly. It's hard...
Archived
Charged off Mortgage, Am i able to still pay off and receive a clear deed?
Charles's answer
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Answered on June 11, 2012
Before you enter onto a long trail of payments to the bank, it would be wise to find out exactly what they claim you still owe them. (The charge...
Archived
I believe I am wrongfully being pursued for debt collection. Can I sue as a pre-emptive measure to protect my credit rating?
Charles's answer
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Answered on June 11, 2012
You always have the right to file a suit. But, to make a successful lawsuit under the Fair Debt Collection Practices Act you will need much more...
I'm getting ready to file chapter 7 Bankruptcy and my father wants to remove me from joint accounts, what should I do?
Charles's answer
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Answered on June 07, 2012
You need to be sure to understand that not mentioning or moving these accounts is NOT an option. That would be felonious. Also unwise. And it...
Can Check-n-go sue me?
Charles's answer
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Answered on June 05, 2012
Your counterclaim for Check'n Go's apparent violations of the Fair Debt Collection Practices Acts is easily worth more than the lousy $500.00 you...
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