Archived
How do I file a respond to a summons on a foreclosure. Could you tell me if there is a form I can fill out.
Charles's answer
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Answered on November 30, 2012
Hmmm..... You ask questions that call for 3 years of law school to answer. You can look on line for sample answers, but one size does not fit...
Archived
Wanting to know if someone can come after me for abandonment of loan?
Charles's answer
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Answered on November 30, 2012
You are a little vague on the facts of your situation. What does your ex-sister-in-law have to do with this case? What do you mean when you say...
I have a lot of credit card debt ($34,000) and can no longer afford the minimum monthly payments. What can I do?
Charles's answer
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Answered on November 26, 2012
If you are too rich to file a Chapter 7, (And I'm not sure that you are) then consider a Chapter 13 Bankruptcy. In a Chapter 13 you pay 0%...
Archived
My house is paid for but I have a home equity loan on it and owe alot of money on credit card. Whats my choice.
Charles's answer
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Answered on November 25, 2012
Do not be afraid to go see a bankruptcy attorney. They don't bite. Some don't even charge for the initial consultation. Be SURE to go see an...
Archived
Is it better to set up a payment plan (re:medical bills) or offer to pay off in one lump sum for reduced rate?
Charles's answer
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Answered on November 25, 2012
I agree that you will pay more in a time payment plan than you will in a lump sum deal. However, I fail to see why you should offer to pay your...
Archived
What are my options with my Bankruptcy Attorney?
Charles's answer
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Answered on November 21, 2012
I agree with the other attorneys who have explained that reaffirmation is rarely appropriate on a home mortgage.
You indicated that you signed...
Archived
I made an error in my payments to COBRA and they received one payment late. Now they cut me off! Is there anything I can do?
Charles's answer
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Answered on November 15, 2012
Keep fussing with your insurance company, IN WRITING. Keep calling them too, just remember that anything they say on the phone "never happened." ...
Archived
When do I file the exemption forms for debt collection?
Charles's answer
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Answered on November 15, 2012
If you wish to be immune from suit, you may choose to file a Chapter 7 Bankruptcy. In a Chapter 7 Bankruptcy your exemptions are listed in...
Archived
If my husband is on the deed,however not on the loan contract and I file chapter 7 and surrender the house is he responsible?
Charles's answer
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Answered on November 12, 2012
You need advice from an OHIO attorney. Fortunately, I practice in Ohio. In Ohio property taxes become the first and best lien on the property...
Archived
Hi
need help for info on loan payment
Charles's answer
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Answered on November 09, 2012
It is hard to get banks to consider taking less than the full amount due. This is especially true when you're current on the loan.
It sounds...
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