We filed a chapter 7 we are expected to receive $3800 refund based upon income taxes filed last year, can we keep it?

You MAY have 2 Ohio exemptions that apply. You ans your spouse each have a $450.00 "cash and right to receive cash" exemption, totaling $900. You...

After filed a charge against Creditor Reporter Agencies, and need update the Ohio.R.C. laws, how do I do that?

I hate to say it, but you are going to get beat up really badly if you don't get an attorney quickly. Then you are going to feel like the system...

My car was towed and there were damages made to he car from the tow . . . . am i liable or is the car dealership liable ?

Your problem is really more a problem of proof of damages. Sadly it doesn't sound like you have any proof that the damages were done by the tow...

The creditor can ask for payment of a debt that they reasonably believe you owe. The creditor will not be able to garnish your wages, put a lien...

Do you recommend re-opening a bankruptcy to re-affirm a mortgage and save home? What repercussions does this have??

While it may be possible to reopen your old bankruptcy for the purpose of reaffirming on your home, it is almost certainly unwise. The bank did...

County commissioners approved the sale of about $8.7 million in bond

I don't think anyone in the bankruptcy section of Avvo can help with a bond question. That's definitely a specialty. You'll do best to re-post in...

Can I be sued by a nursing home for additional money after the resident of the home was discharged and our balance due was zero?

My questions are: Why are liable on this bill at all? Who actually signed the care contract for your Father-in-Law? Why didn't your Father-in-Law...

How to remove a paid judgment from credit score

This has the scent of a personal vendetta by a non-commercial party. Is it possible that there is a personal grudge involved? Why is this other...

My wife and i filed a chapter 7 in Wayne county mi in 2011 and it was discharged 1 / 10 / 2012 Now i get a 1099 - A

The tax form that Marc is referring to Form 982, available at www.irs.org and at your local public library. If you signed a "reaffirmation...

If there are two parties on a mortgage and one files for bankruptcy, can the other party maintain property?

You need to write back and say whether this is a family home and whether this property is in arrears on the mortgage. Is a foreclosure pending? ...