Modifying my Chapter 13 plan

Your Chapter 13 is not working out. You have been unable to for your home and your taxes. Those are the 2 most important things in your life. ...

I am a homemaker and my husband works. If I have a credit card only in my name and default on it can they get our tax return

No. This is not a creditor that can attach tax refunds. It does sound like you need advice on your financial problems. Good luck.

Spouse file Ch 7 while separated, we got back together. I just found out while trying do (IRRL) spouse did not reaffirmed mort?

It's not usually a bad thing if a debtor does not reaffirm on the mortgage. It is mostly to the debtor's advantage to retain the house and...

Can I change my locks?

The new owner must ask the Sheriff to evict you. In Ohio, the amount of time this takes can vary from county to county. So, call your local...

IF I HAVE 40 ACCOUNT WITH 1 DEBT COLL CAN I JUST TOTAL THE AMOUNT AND LIST THAT COLLECTOR ONCE WITH A GRAND TOTAL ON SCH F?

No. It is not wise to skimp on notice in bankruptcy. It can cost you in the end. EACH SINGLE CREDITOR and all of the collection agencies...

I am struggling to keep up mortgage payments and I have lots of debt. Should I claim bankruptcy prior to asking for a refinance?

You should definitely consult a bankruptcy attorney, now. If you can discharge all of your other bills, you may be able to pay for your home. ...

How long before i have to move after putting a land contract into a bankruptcy and having it discharged.

First of all, you need an attorney. If you have been contacted for money by a creditor, you may have a solid claim for damages due to contempt of...

Will my wife's debtors come after me if I file a Ch. 7 bankruptcy alone after a divorce?

I agree with Attorney Riddle above. Your ex-wife's creditors won't pursue you after the divorce. But., your ex WILL. Here's the problem. In...

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Is this legal? what options do I have?

You have a remedy, but you will need an attorney and you need them NOW. A Rule 60(B) motion can be filed to overturn any actions taken so far. ...

Will Chapter 7 Bankruptcy in South Dakota clear bad check debt? In addition, debt owed to landlord?

A Chapter 7 Bankruptcy will definitely take care of your rent problem. And bad checks are almost always dischargeable in bankruptcy. It is too...

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