Archived
Can a company hold my checks and add late fees because they do no like the memo? Should I let this case go to court?
Charles's answer
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Answered on July 12, 2013
The company is not required to take your check. It does not need a reason to refuse your check. It does have to take cash from you. When it...
Archived
Can I settle for a percentage or get a work permit?
Charles's answer
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Answered on July 11, 2013
You can probably negotiate a settlement with the insurance company. But, only if you have cash. Money talks. Nothing else works. No, you cannot...
I filed bankruptcy and told my lawyer I want to keep my house and cars, should he mention that we need to sign and reaffirm?
Charles's answer
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Answered on July 11, 2013
This is not a bad thing, so relax a little. You have ended up in the usual position of a debtor after a bankruptcy. Most people do not reaffirm...
Archived
My ex wife filed chapter 13 and listed me as a creditor in Texas.
Charles's answer
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Answered on July 09, 2013
In a Chapter 13 your ex will be paying her bills, so you will probably be ok. In a Chapter 7 you may have to have an attorney enforce your rights...
Archived
How does a foreclosure affect your credit if you surrender your home in a chap 7? prior to filing, all pymts were on time.
Charles's answer
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Answered on July 09, 2013
A Chapter 7 Bankruptcy will stay on your credit record for 8 years from the date of filing. The first 2 years after the bankruptcy are the...
Archived
What constitutes intrinsic fraud OR extrinsic fraud?Debtor in chapter 13 bankruptcy
Charles's answer
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Answered on July 09, 2013
I'm not sure why you care. Fraud is generally not an issue in a Chapter 13 case. The claim is just like any other. Any claims filed can be...
Archived
I owe lots of money. Will filing for bankruptcy help me?
Charles's answer
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Answered on July 08, 2013
You need to talk to a bankruptcy attorney that advertises for bankruptcy work in Chapters 7, 11, and 13. You may not be eligible for a 13 (But...
Archived
Is there anything I can do?
Charles's answer
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Answered on July 08, 2013
When you filed bankruptcy, did you list the debt owed to you as an asset on Schedule B, or anywhere else? If not, when you sue your friend, she may...
I live in Oklahoma and am considering a chapter 7 bankruptcy. I have over $12000 in casino winnings within the last 6 months
Charles's answer
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Answered on July 04, 2013
Maybe instead of bankruptcy you should turn pro and write a book on how to win in casinos. But seriously folks, nothing gets the undivided...
Archived
I cant afford legal advice or help...sued for old credit card that I stopped paying since I lost my job.
Charles's answer
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Answered on July 04, 2013
Relax, stay home and enjoy the kids. There's no requirement that you answer or respond to a civil suit. It's not like a criminal matter or a...
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