Archived
Can mortgaged furniture be repossessed if in someone elses house other than debtors?
Charles's answer
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Answered on July 31, 2013
I have never heard of anyone being prosecuted for interfering with the repossession of household goods. In Ohio, your Dad's girl friend would have...
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Archived
Bankruptcy exemption: Money in PayPal, is this cash or a different asset?
Charles's answer
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Answered on July 31, 2013
Your pay Pal account should be listed as a "financial account" on Schedule B. Do NOT put the actual account number on your petition. This account...
Archived
I was given a Judgement for 68,1700 dollars recently. Now how do I collect? Can I garnish wages?
Charles's answer
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Answered on July 30, 2013
Most states have a "fraudulent transfer" statute that will allow a creditor to " call back a transfer that was made if that transfer makes the...
Archived
Are they allowed to do this?
Charles's answer
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Answered on July 30, 2013
I agree with Attorney Hyslip that you should take an aggressive stance on any Fair Debt Collection Practices Act Violations. I'm not sure what the...
Archived
What happens when: Debtor takes a homestead exemption, trustee objects, debtor misses deadline to reply.
Charles's answer
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Answered on July 30, 2013
I agree with Attorney Bunce. If you are acting as your own attorney, stop now and get an experienced bankruptcy attorney, or say goodbye to your...
Archived
Called by debt collector wage garnishment from judgment, I should settle before they talk to my HR and put a WG on me.
Charles's answer
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Answered on July 30, 2013
Go see a bankruptcy attorney today. A bankruptcy can stop the garnishment and possibly discharge all of your debts. Many excellent attorneys...
Archived
If I file personal bankruptcy, how does that affect my leased vehicle?
Charles's answer
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Answered on July 30, 2013
In a Chapter 7 Bankruptcy you will list the lease as an "Executory Contract" on Schedule G. You should also state whether you intend to affirm or...
Archived
Can a mortgage company keep my insurance repair funds if I in bankruptcy chapter 13?
Charles's answer
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Answered on July 23, 2013
Your argument is not just with the bank. I think your bank will probably release the extra funds when the inspection is complete.
But, If...
Archived
Is Chapter 13 right for me? What are the options and outcomes with Chapter 7? If 7, would I keep my home and property?
Charles's answer
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Answered on July 23, 2013
If there are assets that you would lose in a Chapter 7, then a 13 is going to be your choice. In a Chapter 13 you NEVER lose assets. Well, hardly...
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Archived
My wages are getting ready to be garnished, I live in Missouri and make about 480 bi weekly can they do full 25%?
Charles's answer
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Answered on July 23, 2013
Why are you tolerating a garnishment at any percentage rate? Get thee to a bankruptcy attorney. Many don't charge for the initial consultation. ...
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