Archived
Statutes of limitations question. How long does someone have to sue me for an old debt in Arizona if re-filing after 6 years?
Charles's answer
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Answered on August 20, 2013
Don't ask for a brief. The answer is that Arizona Civil Rules allow them to refile a new case within 1 year of your excellent victory. Now would...
Archived
Collections agency won't leave me alone. Can I work with original cc company or do I have to work with collection agency?
Charles's answer
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Answered on August 20, 2013
If this is your only debt, why not make them a cash offer? I know, you don't have cash, but think about it. You are going to have to cookie jar...
Is a payday loan time barred debt?
Charles's answer
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Answered on August 17, 2013
You have been told one of a standard package of payday loan lies. So no, you can not be arrested for not paying a payday loan. And these are...
Archived
Can you go after a spouse when one was never affiliated with a full C-Corp only connection is marriage.
Charles's answer
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Answered on August 16, 2013
They are looking for information regarding whether you ever had signing authority on any corporate bank accounts, mostly. That would make you...
Archived
Collections coming after my wife for credit card she authorized for the company she worked for that has since closed.
Charles's answer
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Answered on August 16, 2013
Have an attorney look at your spouse's debts and the facts of those debts' origin. She may not owe them. If she does, they are dischargeable in...
Archived
What do you do when someone refuses to accept money for a debt?
Charles's answer
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Answered on August 16, 2013
You don't say how old this debt is, but eventually it will fall off your spouse's report. I suggest ignoring the debt for a good while, maybe a...
Archived
I was making payments to a debt collector. I was paying the bill off in 30 days, can they still send a process server.
Charles's answer
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Answered on August 15, 2013
I have just a few pointers for you:
1. NEVER tell your opponent just exactly what you don't want them to do. That's bad poker.
2. Only U.S....
Archived
Civil demand letter
Charles's answer
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Answered on August 15, 2013
First of all; DON'T send money. Send a personal check, unless that is absolutely impossible.
Mark the "Memo" section of the check, "Paid In...
Archived
Want to keep home, need to to Chap 13 to force Mediation w Bank & HOA. Did a Chap 7 2 yrs ago. How can we do a #13 to Mediate?
Charles's answer
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Answered on August 15, 2013
You are OK for a Chapter 13 Plan, But you must use an attorney. Typically, you will propose to pay ther bank's mortgage payment directly each...
Archived
If my home is foreclosed on and Ihave other commercial rental property and 2nd home in Florida what happens to those properties
Charles's answer
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Answered on August 15, 2013
You have lots of possible options to save at least the good parts of your properties. Chapter 13, 7 and perhaps even Chapter 11 may be extremely...
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