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I have am a county worker & need to declare bankruptcy. If my employer finds out I could lose my job. What are my options?
Charles's answer
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Answered on September 11, 2013
The Bankruptcy Court is a court of record. Those records are always open to the public, theoretically. However,as a practical matter, new-filed...
Archived
Re: Moral character issues. Bankruptcy filed and discharged while in foreign country.
Charles's answer
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Answered on September 11, 2013
In the United States, choosing to file a bankruptcy is normally considered to be the exercise of a legal right. It is not a demonstration of a...
Archived
I was served with a Citation to Discover Assets, along with the Citation Notice. The problem is that they are OUTDATED.
Charles's answer
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Answered on September 10, 2013
You may not appear before the Judge at your "hearing." These are usually very informal. At such time, the only thing to testify to the...
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Bkrtcy in Oct 2010 - name is still on house title-no foreclosure started yet. How will this affect attempt at new home purchase?
Charles's answer
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Answered on September 10, 2013
Your spouse filed a Chapter 7 more than 2 years ago. He is therefore eligible for HUD, VA and FHA mortgages. You will see that his name still...
Archived
What I should do?
Charles's answer
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Answered on September 10, 2013
Look closely at the letter that you received. Somewhere on that letter, you may find a notation that it is an advertisement or a solicitation for...
Can my student loan garnish my savings account if I have no wages for it to garnish, instead?
Charles's answer
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Answered on September 10, 2013
Yes, they can take your savings. So, the best course is to leave your IRA where it is safe. Seriously. When you need money, you do not go out...
Archived
I bought my truck from leasing company & did not pay state taxes.
Will chapter 7 BK discharge eliminate sales tax debt ??
Charles's answer
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Answered on September 10, 2013
Attorney Adams is correct, of course. So, try to deal with the state.
Bu, if the state won't deal, you still have one option. You can use a...
Archived
Can I file for bankruptcy by myself? I don't necessarily NEED a lawyer right?
Charles's answer
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Answered on September 10, 2013
I am particularly worried that you will not be able to list and exempt the lawsuit you have pending. If this is not done properly, you can lose...
Archived
How can I ask my husband to repay a HELOC under his name on a commun property that he used to buy a personal house.
Charles's answer
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Answered on September 10, 2013
You say that you can't afford an attorney. I say that you can't afford to let yourself be imposed on to the tune of $200,000.00. This kind of...
Archived
I have several defaults with online payday loans. They have gone into collections. I am being threatened with arrest for fraud.
Charles's answer
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Answered on September 10, 2013
Relax, You are not going to be arrested. In the US, one cannot be put in jail for owing a civil debt. Child support is an exception.
You...
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