How soon after being discharged from a Chapter 7 bankruptcy can I refinance my home?

You will find that VA, FHA, and HUD all will find you eligible for consideration one year after your discharge. You will not get the best rate, but...

Chapter 7 bankruptcy personally not my wife. due to commercial RE she is not on mtg.

Your sources are correct in saying that the land you own jointly is part of your "bankruptcy estate." However, that does not mean that the trustee...

Received a summons for a debt of $3,000+. Should the summons be answered first or try to negotiate a deal? How best to proceed?

It sounds like your brother's debt has been purchased for literally pennies on the dollar by a scavenger plaintiff. These outfits purchase...

Bankruptcy was discharged, since then have been divorced. Did not do a reaffermation. Now my credits to low to refinance? Help?

It's probably better that you did not reaffirm this debt. I'm only guessing, but I'll bet that you only own 1/2 of the house. Your ex is not only...

I would like to reaffirm a car loan in bankruptcy, car is my sons, his name is on the loan with mine but not on title.

I think you will have no trouble reaffirming on what you call your son's car. However, I have a concern about the other car that you own. It...

Im on SS permanent disability & have sheriff judgement for 6000. I financed a 2001 honda 1/18/I0 owe 9000. can they take my car

I would add to my previous answer that Your SSD check is totally immune from attachment. But you indicated that you had "paychecks." Pay checks...

Im on SS permanent disability & have sheriff judgement for 6000. I financed a 2001 honda 1/18/I0 owe 9000. can they take my car

No, they can not take your car. You appear to owe more on your car than it is worth. In other words, you have no equity in the car. This is not...

After filing for bankrupcy, what is the timeline for foreclosure procedings?

Mr.Markus is correct. The bank must either ask the Bankruptcy Court for a "Relief From Stay" or wait until your discharge is granted in order to...

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Can I file for bankruptcy if I own a home which is pay in full. but due to a divorce , owe credit card and another home

The answer to your question depends on the value of your home. It also may depend on whether you are have re-married and your wife is on the...

Can we file and objection to our neighbors chapter 7.

Permit me to respectfully disagree with the last answer made to this question. Your neighbors can indeed list this debt on their bankruptcy. The...