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I bought a motorcycle in 2006 with a co-signer, and later we broke up. Does her filing bankruptcy mean i have to turn in my bike
Charles's answer
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Answered on July 12, 2010
I would be very interested in the letter your ex's lawyer sent you. What reason could they possibly give for you to "voluntarily" give them your...
Archived
What happens when I surrender my vehical? I can't afford to pay it now or after it's sold at auction.
Charles's answer
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Answered on July 12, 2010
You are in a tough position. Consider holding off on a Chapter 7 Bankruptcy until your 8 years is up. You have no paycheck to attach. I think...
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Own home/car, am about 20k in cr card debt. no reserve cash. lvg on SS/sm annu
runs out in 3 yrs. been overpaying debt for yrs.
Charles's answer
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Answered on July 07, 2010
I agree that there is little downside to a Chapter 7 Bankruptcy for you. Fees could vary from $599.00 to $1200.00, plus costs and counselling, but...
Can a bad Credit score prevent me from getting a job?
Charles's answer
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Answered on July 07, 2010
Consider a prospective employer's position. No employer relishes the thought of hiring an employee that is obviously going to be garnished as soon...
Archived
Loans where I am he co-signer
Charles's answer
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Answered on July 06, 2010
There is no way to get your name off the loans you signed for. If your ex file bankruptcy, you may have to hire an attorney to make sure he does...
Archived
Will bankruptcy eliminate mortgage debt for those in financial distress?
Charles's answer
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Answered on July 02, 2010
Lets get to a couple of your questions that haven't been answered yet.
Of course the home can be left in a will. Better yet, consult an...
Archived
I am married and my husband and I are in 60k debt,30k is in my name unsecured. Can I file for debt manag.w/o affecting my spouse
Charles's answer
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Answered on June 30, 2010
I am somewhat surprised at your husband's refusal to file bankruptcy. You say he is paying his unsecured creditors and leaving the family only...
Archived
How do I find a list of my creditors for bankruptcy?
Charles's answer
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Answered on June 30, 2010
NEVER rely solely on your credit report to list your creditors. We all know that all credit reports are inaccurate in some regard. You are...
Can I be forced to sell my house in a bankruptcy proceeding?
Charles's answer
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Answered on June 30, 2010
Consider investing in a professional appraisal of your home. Your home may not have anything like the cash value you think it has. Be sure to...
Archived
Can my ex husband stop me from filing bankruptcy?
Charles's answer
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Answered on June 26, 2010
Think about it this way. If your ex-husband hired an attorney to object to you being discharged from these debts, what would he gain? He would...
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