Questions answered by Dean David Paolucci

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To file Bankruptcy for a repossession and possible garnishment?

Dean's answer | Answered on May 02, 2011

As a practicing lawyer in Akron Ohio, my advice would be to go ahead and sign the papers as a delay tactic. It will buy you an extra month or...

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Ok legally what does impoverished do for me.

Dean's answer | Answered on April 06, 2011

There are Legal Aid clinics that may be able to help you on the fee, or even do the bankruptcy for free. Normal fees for a lawyer would be about...

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Legal question about Robert James and Associates, Buffalo, NY.

Dean's answer | Answered on April 05, 2011

FTC.gov website has an online complaint form to fill out. Or, you can sue him with your own attorney, look up FDCPA Violations attorney. Good...

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If someone filed Chapter 7 before the law mandated waiting 8 years before eligibility to file again, is that someone precluded?

Dean's answer | Answered on April 05, 2011

The 2005 BAPCPA Code changes specifically say the new 8 year rule applies retroactively. So yes, you must wait the full eight years from the date...

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What will happen if my brother quitclaims his interest in our house to me while I am in chapter 7? Bill collectors are after him

Dean's answer | Answered on April 05, 2011

My short and quick answer is don't do this in the middle of bankruptcy. It could end up OK, but it will certainly muddy the waters. 100% consult...

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Can I add something to bankruptcy once it has been discharged?

Dean's answer | Answered on March 29, 2011

Most debts can be wiped out through Chapter 7, student loans, for all practical purposes, can not. All the caselaw I've ever seen require you to...

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Can I combine my vehicle exemption with tool of Trade exemption for truck used in my construction contracting company in Oregon

Dean's answer | Answered on February 21, 2011

My gut says yes, but ask a local BK lawyer in your initial consult.

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I plan on marrying soon, but my fiance has a $300,000 judgment against her. If married, can my wages be taken to satisfy debt?

Dean's answer | Answered on February 21, 2011

No, you should be fine. Not your debt.

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Spouses responsibility for credit card debt

Dean's answer | Answered on February 12, 2011

Normally authorized users are not liable for the debt, but you should call the credit card company and find out whats in the small print. ...

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I had a settlement agreement & was paying a creditor monthly. Without notification, they are garnishing my wages. What to do?

Dean's answer | Answered on February 12, 2011

Sounds strange. If you were 100% current on the agreed to re-payment schedule, there should be no reason for them to garnish you. I'd call them...

Dean David Paolucci's Answers (406)

To file Bankruptcy for a repossession and possible garnishment?

Ok legally what does impoverished do for me.

Legal question about Robert James and Associates, Buffalo, NY.

If someone filed Chapter 7 before the law mandated waiting 8 years before eligibility to file again, is that someone precluded?

What will happen if my brother quitclaims his interest in our house to me while I am in chapter 7? Bill collectors are after him

Can I add something to bankruptcy once it has been discharged?

Can I combine my vehicle exemption with tool of Trade exemption for truck used in my construction contracting company in Oregon

I plan on marrying soon, but my fiance has a $300,000 judgment against her. If married, can my wages be taken to satisfy debt?

Spouses responsibility for credit card debt

I had a settlement agreement & was paying a creditor monthly. Without notification, they are garnishing my wages. What to do?