Archived
If an unsecured creditor receives a judgment against me in a pending suit, can I include that debt in bankruptcy?
Dean's answer
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Answered on July 11, 2010
No, you do not jeopardize the ability to include this debt in the bankruptcy. You do, however, get a few steps closer to getting your bank...
Archived
Cost of hiring an attorney to fight & settle a default judgement from Citibank in Arizona, I now live in California.
Dean's answer
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Answered on July 11, 2010
I would have no idea how much it might cost,. but my question for you is what basis would you be fighting this on? What is your defense? Is the...
Archived
Debtors Exam - What if Defendant does not appear?
Dean's answer
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Answered on July 11, 2010
I'd guess that the Trustee will just file a Motion to Dismiss the case.
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Archived
Can a debtor garnish you wages if you earn far below the poverty level in your state?
Dean's answer
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Answered on July 11, 2010
In most states, there is a fixed amount that any and all creditors can take from wages, 15-20% normally. So, yes, they can garnish the wages, but...
Archived
A customer placed a stop payment on her check of $2695 after completion of services. What should I do?
Dean's answer
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Answered on July 09, 2010
You can sue her, get the judgment and then try and collect on it. It will be tough if she is filing for bankruptcy, however.
Please check the...
Archived
I filed for Chapter 13 and now my husband has lost his job
Dean's answer
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Answered on July 09, 2010
yes, call your lawyer. Sometimes, a Motion to Modify the Plan Payments can be filed. Not in all cases, but it can be possible.
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Archived
Just wondering, what happens if lender sells property at auction when there is bankruptcy filed?
Dean's answer
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Answered on July 09, 2010
Normally, if the sale goes though with the automatic stay in place, since you filed the bankruptcy prior to the house sale, the lender would have...
Archived
I am being charged a bill from an old daycare that i do not owe any money to from over 2 years ago, what can i do?
Dean's answer
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Answered on July 07, 2010
I would request a transcript history of the billing. It should show all the money you owed and all the money paid. They said they got audited, so...
Archived
Can payday loans be applied to a chapter 7 in the state of Wisconsin?
Dean's answer
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Answered on July 07, 2010
Yes, in all 50 states, Payday Loans would be considered 100% dischargeable in a Chapter 7 bankruptcy.
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Archived
Credit card companies and their rights
Dean's answer
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Answered on July 07, 2010
Capital One is correct here. They do not have to help you out, even though it seems like you were in a bad situation.
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