Can you refinance a mortgage that was discharged in chapter 7,if we are still making the payments?

No, it will not pose a problem. Since you are speaking of a refi, it will be a new bank with a new contract and a new lien on your...

Is the Ohio exemption for household goods figured by item or in total?

For sure, you can use the aggregate if all are less than the 10k figure. Please check the thumbs up button below if this answer is helpful to...

JBD Charging Interest

The answer depends on the contract you signed or otherwise agreed to with them... The terms should all be in writing. As an FYI, usually places...

Yes, creditors may be able to garnish your wages up to a certain percentage. They can also freeze bank accounts or lien real property. You...

If I default on a debt what steps can a creditor take?

The above poster is correct on actions the creditor may take... none of which are good for you. Give us a call, we practice bankruptcy law in...

I agree with David above... You can still be garnished. If you are in danger of such garnishments, give my law firm a call and we can go through...

Should I file bankruptcy?

Hi there! My law firm also practices here in Chicago, give us a call and we'll go through your actual situation (for free) and give you a good...

Ohio split billing law?

Tough situation sir. I recommend asking your family lawyer or go to a family law area on this site with this question. Please check the thumbs...

Can collection agency take our only vehicle for a $997.00 hospital debt.?

NO. The hospital does not have a lien on your vehicle title, so they have no right to take the vehicle. The hospital could try to garnish wages...

What does the number 7 in the codes & flags section mean in my chapter 13 case when I view it on line?

I practice bankruptcy law in Columbus Ohio, but I have no idea what you are referring to... Please be a little more specific and explain your...