Archived
I short sale my house 2 years ago ,my credit now is 710 because i pay mu car and CR.card Can I bay home now I have good income
Dean's answer
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Answered on January 23, 2011
Only way to know for sure is to try and have a bank underwrite a loan for you. In my opinion, you should be fine for a home loan, but obviously it...
Archived
How to tell if my debt discharged in my chapter 7. Its a personal debt owed to my ex father in law; ordered mine in family court
Dean's answer
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Answered on January 23, 2011
Dorothy is correct, the debt should be discharged if no adversary was won declaring it to be your debt even after the bankruptcy, however, the...
Archived
I'm trying to do a Chapter 13 plan with my lawyer. How do I avoid being a "bar date" case?
Dean's answer
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Answered on January 23, 2011
I have no idea what you're refe3rring to... Sorry. If anyone else knows, enlighten us.
Also, if you have an attorney, it's his or her job to...
Archived
Can ch 13 stop a foreclosure?
Dean's answer
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Answered on January 20, 2011
Yes, filing a Chapter 13 prior to a foreclosure sale will stop the sale. It's one of many benefits a Chapter 13 can provide.
Please check the...
Archived
I'm divorced, filed ch 7 on 2 mtgs. ex still in house, served forclosure, i'm still on deed. am i responsible for anything?
Dean's answer
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Answered on January 20, 2011
Technically, no, you should be fine. Does that mean a title company or underwriter for your new loan won't get spooked by this, no.
Sorry I...
Archived
A bankruptcy discharge with a home in which the mortgage also included escrow for taxes and insurance, who pays property taxes.
Dean's answer
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Answered on January 20, 2011
Whoever buys the house at the foreclosure sale will inherit the taxes.
Please check the thumbs up button below if this answer is helpful to you,...
Archived
I have a warrant. Where can i pay what i owe?
Dean's answer
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Answered on January 20, 2011
The county clerks office for where the arrest warrant was issued.
Please check the thumbs up button below if this answer is helpful to you,...
Archived
My mother passed away not long ago, she has some credit card debt do i have to pay them
Dean's answer
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Answered on January 20, 2011
Probably not. Creditors normally cancel these types of debt upon death. Send them a death certificate and they should close the accounts and take...
Archived
Just got copy of my credit report and have 7 potentially neg items,all of these have been written off and bought by collection
Dean's answer
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Answered on January 20, 2011
The debts won't "go away". They may get shuffled around, but eventually, the creditors will sue you and try various collections such as...
Can I pay past HOA dues directly to HOA and send collections a cease and desist letter?
Dean's answer
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Answered on January 18, 2011
Yes, you owe it all, if you wish to keep your property.
Please check the thumbs up button below if this answer is helpful to you, thanks!
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