You should try to find out if there are legal services offered in your area for people with limited means. Check out the local bar association to...

I agree with Attorney Bunce, establishing residency in a state is not a matter of completing an application and being approved. It is a matter of...

You may be able to file claims against the creditor and the repo company under the Fair Debt Collection Practices Act and / or under your state's...

You may be able to use the letter to either get the case dismissed or to at least get a more favorable settlement of the case. You will need to...

Your ability to fight this and get the fines reduced will depend, in part, on your ability to prove that the notices were sent to the wrong address...

The Fair Debt Collection Practices Act requires that a debt collector disclose the name of the current creditor and how to find out who the...

Any debt you acquire after filing is not discharged by the bankruptcy. So that new debt will stay with you. You should check the order confirming...

Yes. As Attorney Colwell said, the NDC should have that information available for you to review. If yo can't access it for some reason, your...

You will likely have a hard time getting punitive damages. For that, you would need to show that they did something intentional to harm you. You...

As Attorney bunce said, your options depend largely on the terms of your written contract with the car lot / lender. Usually, default on a car...