Yes, you can use the money to file. Just be sure to disclose it in your schedules

Your situation is too complex and there are too many unknown facts for anyone to be able to give you reliable guidance on this platform. You...

It is possible to file without a lawyer, but it is not recommended. Bankruptcy is full of pitfalls that may trap you if you don't know what to...

If you already intend to file a chapter 7, you should handle the surrender of the home through the case. When you meet with your attorney, explain...

You should hire counsel to represent you in this.

This is fairly standard language. You can suggest changes to the agreement. They may not accept the changes, but you can try.

That will depend on what evidence they present to show how they have the right to collect on the debt. Your defenses will depend on the particular...

You may be able to negotiate a fair settlement with them. If not, wait until they sue to go any further. Depending on the amount they say you owe,...

Again, it isn't clear what your question is here. You should schedule a consultation with a local attorney to review your case and determine your...

Your rights in this situation may be defined by the terms of the lease you signed. You should review the lease with a local attorney to determine...