Archived
My wife has a lot of charge accounts and credit cards. Will i be responsible for them if she passes before i do?
William's answer
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Answered on April 26, 2011
Normally if you did not sign the application for the credit card account you have no contractual liability to the credit card company. In some...
Archived
Can you release leins on cars if the finance co was included in bankruptcy?
William's answer
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Answered on April 26, 2011
This is one heck of a problem. Have you checked your credit report to see if anyone has taken over the payables of the previous finance company? ...
Archived
My sisters boyfriend left her for another woman they own a douplex togather and he wont pay any bills
William's answer
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Answered on April 26, 2011
Isn't love wonderful? I hear this same story over and over. Bankruptcy will only remove her obligation on the mortgage. It does not remove the...
Archived
I'm in CH13. I have cc debt & I'm upside down on my home. What should I do?
William's answer
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Answered on April 26, 2011
Upside down is one thing. Many people are. Do you have more than one mortgage? If so and any are totally unsecured, you can file to strip the...
Archived
Means test shows $5800+
William's answer
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Answered on April 26, 2011
I think the key here is knowing whether or not you are representing yourself have a chapter 13 attorney. Form 22B with this level of disposable...
Archived
Would a chapter 13 bankruptcy be considered a hardship when submiting it to a bank in order to short sale our home.
William's answer
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Answered on April 06, 2011
There is absolutely no reason why someone in bankruptcy will benefit at all from a short sale of real estate. Convert to a chapter 7 and walk away...
Archived
How can I get my personal property back from a vehicle that was repossessed?
William's answer
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Answered on April 06, 2011
You could file against them, but my experience is that repo people are a pretty nefarious lot. I might bet that they are denying that there was...
Ex-spouse not following the divorce decree. He is ordered pay me so much a month for a chapter13 I filed for marital debt alone
William's answer
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Answered on April 06, 2011
This is a fairly complex issue. My experience in Ohio is that a domestic contempt probably will get you nowhere because of his current inability...
Archived
Ok, the $400.00 per month comes from a part time job. My credit card with all the charges added is currently around $20,000.00
William's answer
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Answered on April 05, 2011
I think I many have said this in the last question you asked. I would change the phone number. If you have a cell phone tell the provider you are...
Archived
In Oh I may be able to remove my 2nd mortgage under bankruptcy if my wife signs a quickdeed she's not filing is that legitimate?
William's answer
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Answered on April 05, 2011
Finally an Ohio Question. The only way you can remove a second mortgage from your property in bankruptcy is with a chapter 13 case. For it to...
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