Archived
How do I know when my garnishment is paid in full? Will they notify me or just stop taking the money from my check?
Scott's answer
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Answered on December 05, 2013
There are a few ways you can determine the amount owed. First, when the garnishment is filed, the creditor must file a statement showing the...
Archived
Is an Ohio judgment issued against me dormant? If so, is it still accruing interest?
Scott's answer
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Answered on November 13, 2013
I really don't know why non-Ohio attorneys are answering questions about Ohio's judgment dormancy status. The rule is this: Judgments are good...
Archived
Are these considered FDCPA violations by CCA (Consumers Collection Agency)?
Scott's answer
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Answered on November 13, 2013
All previous answers to this question are incorrect. The CCA is a branch of the City of Cleveland. They are charged via the Ohio Revised Code and...
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Archived
I was told by Washington Recovery Services first call that I'm am being sued as "passing bad checks" in ohio on payday loan.
Scott's answer
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Answered on May 02, 2013
Robert's answer is correct. I would add to this that the original creditor could probably bring civil or criminal action against you for writing a...
Archived
Vehicles and bankruptcy...
Scott's answer
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Answered on May 02, 2013
You aren't allowed to necessarily "keep" one vehicle. You are allowed to exempt the value of a vehicle if it has any equity (it's worth more than...
Archived
Given a Defaulted Auto Loan. Please comment on options available to the defaulter and options available to the Bank.
Scott's answer
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Answered on April 19, 2013
This question is a bit loaded, but I will give you some basic info. :).
First, you have a right to redeem your car at a minimum (you have a...
Archived
Cleveland ,Oh municipal court is withholding funds collected from the wage garnishment I filed due to ch. 13 filed by debtor.
Scott's answer
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Answered on April 19, 2013
The issue you have here is potentially two-fold. I deal with this court a lot. First, they probably stayed the proceedings because of the...
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Archived
What are my rights if i owe a debt that's in collections and getting threats of lawsuit.
Scott's answer
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Answered on April 12, 2013
One other point to add to this...Ohio courts are getting very aggravated with payday lenders, and their practices generally. Definitely seek legal...
Archived
Letters received by debt collector that dosen't follow FDPCA guidelines
Scott's answer
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Answered on April 12, 2013
Technically, if you were given your validation rights notice with the first letter, you only have 30 days to request validation. If you did not do...
Archived
(In Ohio)Who can take money from my bank accoun without notice?
Scott's answer
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Answered on April 12, 2013
To supplement the other answer here, if the only source of deposits in your bank account are personal earnings/wages from a paycheck, then many...
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