How can I verify if a debt collector who calls me is trying to scam me or if it is a real debt?

Here is a link to your rights with debt collectors. However this type of behavior is normally associated with scam artists who don't care about...

How can I stop "debt collectors" from threatening me with criminal prosecution and more

While it is illegal, there are scam operators who ignore the law, use fake names and addresses, operate from offshore locations, and basically do...

Can I Sue an Original Debt Collector for Improper Debt Collection Practices?

Not sure about the FDCPA protections, they normally only apply to third party debt collectors who acquire the debt after the original creditor does...

How are they able to garnish her checks through the court without proper notification. Also isn't there a Statute of Limitation

You should immediately contact a consumer law attorney in your area. You can find one on AVVO. Garnishments resulting from judgments can be set...

How do I respond to the letter I was served?

If you don't have the money to hire an attorney, ask about legal aid options in your area. If you don't do something, you will have to face the...

Can I take the suspect to small claims court or how does that work?

If this is a criminal matter, then the prosecutor is "your" attorney. You can attend all hearings, pre-trials, sentencing if you want. ...

What kind of lawyer am I looking for? I need someone to negotiate a fair repayment plan for my student loans.

I assume you are still in the Chapter 13, not sure about that. So if you are, then all questions should be addressed with your attorney. However...

Can I have my obligation as the endorser of the loan discharged either before he defaults or after since I am disabled.

Sorry to hear about your medical condition. It should, however, qualify your for a disability discharge. I know for a fact there are many...

Selected as the best answer

1. Am I responsible for the further depreciation (any further acts of God, age) 2. Do they have a certain amount of time 2 repo

Your bankruptcy attorney can handle this. It comes up all the time. There are options for redeeming for one dollar, businesses which will come...

Can an unrecognized creditor from year 2000 post a bad debt to my credit report?

Consider the possibility that this may be a scam. But verify the accuracy of your credit report, do it every single year. Free credit reports are...