What actions do I need to take if I am being harassed by a so-called attorney from a debt collector

Here is a link (below) to an article I wrote about pay day loan scams, how to spot them and what to do about them. Don't pay them a nickle, these...

If you don't have an attorney you may need one now. If you want to keep property in bankruptcy, you have to pay for it. You don't get a free car...

What are my options of getting read of the credit cards and auto loan?? please help

There are bankruptcy options, including getting rid of the debt, modifying the car loan in Chapter 13, redemption loans in Chapter 7, etc. It...

Please consult with your attorney. This may vary from place to place. Here in Ohio, for example, the debt to unsecureds is wiped out as if they...

What would be the right way to do this? File for divorce first than bankruptcy? Are there lawyers that handle both?

I would do the bankruptcy first. That way there is less to argue about in the divorce, the debt has been wiped out. But certainly consult with an...

Can anyone explain the difference between putting up collateral vs. guaranteeing a loan?

There is actually a lot to the answer. Putting up collateral is the easy part, think of a car loan or mortgage loan. You are putting the property...

I Filed Bancrruptcy in 2012 and I'm not sure if I included a company thats requesting payback now, what legal rights do I have?

You will need to review this with the attorney who represented you. The answer depends in part upon the type of bankruptcy you filed, Chapter 7 or...

What are the pros/cons of filing a Proof of Claim? Will it hurt his case? What if I don't file a claim? What are the benefits

Most Chapter 7 cases are "no asset" cases. The meaning of this is that there is nothing to liquidate and there won't be any money for any...

How long can a creditor collect on a debt (credit card), and can they garnish SSI payments? My friend is on SSI. Only income

Credit cards cannot garnish SSI to collect on a judgment. If this has happened to you find a consumer attorney and review the facts with them. ...

What is the best way to answer a summons for a debt collecting civil suit?

If you decide to represent yourself, you will be held to the same standard as an attorney would be held. So you will have to be familiar with the...