Archived
What happens if my CH 13 bankruptcy gets dismissed because I have not, and cannot continue to make payments?
Blake's answer
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Answered on November 07, 2013
You are no longer under the protection of the bankruptcy court, and you are back to square one with your creditors, less any payments made, but...
Archived
Chapter 13 bankruptcy and surrender of the home, dicharged and bank now calling
Blake's answer
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Answered on November 06, 2013
You should document all calls carefully. Speak with the attorney who represented you in the Chapter 13 about this. Creditors who try to collect...
Archived
How to respond to a bank that is ignoring a cease and desist letter?
Blake's answer
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Answered on November 06, 2013
I don't know of any way to stop a creditor from contacting you about a debt you apparently lawfully owe. While federal law prohibits debt...
Archived
I paid someone to do a small job for me and paid them with a check before they did the work with no contract. They did not do it
Blake's answer
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Answered on November 06, 2013
Well I would say you do have some proof, the cancelled check (you do have the cancelled check, right?) Here in Ohio we have small claims courts...
Archived
I am currently in a ch13 plan... but considering getting out of it.
Blake's answer
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Answered on November 06, 2013
You should review this with your attorney. Chapter 13 cases are too complex for the average consumer to handle by themselves. There are several...
Archived
How will bankruptcy allow me to keep my car? Will my payments be the same before the bankruptcy?
Blake's answer
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Answered on November 06, 2013
You need to review this with an attorney in your area. No one wants to see you lose your car. In a Chapter 7 filing you could possibly use your...
Archived
Can someone keep your personal property
Blake's answer
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Answered on November 05, 2013
No, keeping another person's property beyond the scope of your permission can either be theft or conversion. You will need to prove ownership...
Archived
What garnishment moneys are entitled for a refund?
Blake's answer
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Answered on November 05, 2013
Normally the trustee appointed to administer the case will recover the garnishment for the benefit of all creditors. The filing of the bankruptcy...
Archived
Can I trust this?... Do I Need to file last minute Bankruptcy to Stop Foreclose?
Blake's answer
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Answered on November 05, 2013
I would not trust the phone call. Statements made on the phone are hard to prove. Chapter 13 is a powerful consumer remedy which pits you in a...
Archived
My ex filed Chapter 13 in Salt Lake City and may not have been forthcoming with his assets.
Blake's answer
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Answered on November 01, 2013
If you have evidence that someone presented false evidence to the bankruptcy court then you should contact the United States Trustee in your...
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