If amended bankruptcy schedule is filed, does that change the "snapshot in time?"

What is it you are amending, and why? Normally if I amend it is to correct some oversight or mistake, but it does not generally change the...

If my home was sold in a chapter 7 do we still legally own the home if we haven't closed on it yet?

If there has not been a closing, then you still are the owner. Check with your attorney but in most states the status of ownership is determined by...

I have been injured at work and will be receiving a settlement. Will the chap 13 take my settlement

You need to review this with your attorney. It is fairly complicated. For example in a Sec. 1306 jurisdiction, or if your confirmed plan is a...

So let me get this straight. You want to sue the company issuing you a paycheck for paint overspray on your vehicle? Your employer may be...

Mort discharged in '08 BK. Can I legally quit claim deed to my husband so that my name is off the deed, freeing me to purchase?

If I understand your question, the mortgage company has a lien on the deed. If that is true, I don't think you can transfer title to anyone unless...

If you live on SSDI why do you need to file for bankruptcy protection? Creditors cannot garnish SSDI or any bank account that SSDI goes in to...

Should we use inherited IRA or file bankruptcy

Mr. Caldwell's advice is particularly worthy here because I don't the issue of whether an inherited IRA is exempt is all that well settled. ...

Debt collector sent me Request for Admissions trying to get financial info in civil case

No code section is referenced because it is addressed in the rules of civil procedure. The effect of failing to admit or deny could very well be...

I filed for chap 13 3 yrs ago. I can no longer afford paymnt & my lawyer is no longer practicing law. I need to get dismissal

You still need to review this with an attorney. A bankruptcy discharge is a powerful thing, but you won't get one if you just dismiss. I...

What are the short- and longer-term effects on my credit of filing personal (chap 7) bankruptcy?

There is no short versus long effect. The real question is - what is your credit rating now. Most of my clients are already being sued by a...