What is the statue of limitations on credit card debt

Four years, but you may need an attorney's help in determining when the four years time frame starts.

Collection agency has civil lawsuit after buying debt from cardservice. Do I need to show up in court

If you have received a civil lawsuit, there is not a date to "show up," as in a criminal case, there is a date to respond by filing an answer or...

Is is normal practice for a bankruptcy attorney to charge additional fees after plan has been confirmed?

You should review the fee agreement with your attorney. Normally the attorney has to seek court approval for additional fees to prevent being...

Discharged bankruptcy and foreclosure-process for "giving back" house?

You are free from the mortgage and any forgiveness of debt on the mortgage. If you are in a homeowners association, you will have to deal with...

Would it be okay in Georgia to take a $900 loan from my 401k while in chapter 13?

Review this with your attorney. Review specifically the terms of the confirmation order and see if they address your ability to borrow money while...

Review this with your attorney. I'm addition to what great advice you already got, ask your attorney whether the secured creditor can breach the...

Will me filing for bankruptcy effect my tax refund?

Maybe. Talk to an attorney on your area next week. You need it understand the available exemptions which may keep the refund from being taken. Also...

There is a world of difference between saying you are going to do something and doing it. I don't know of any landlords who would patiently wait...

What kind hit would my credit score take if I convert a joint Ch. 13 to a Ch. 7?

If you have filed for Chapter 13 bankruptcy your credit rating is already in the dumps. The question is not about the impact on your credit rating,...

Can foreclosure trustee continue to serve me with postponed sale dates when chapter 7 has not been discharged?

Review this with your bankruptcy attorney. While Chapter 7 will wipe out the mortgage debt on the house, the creditor is not precluded from...