What do I do about this debt?

Report to the police you were the receiver of bad checks. If the prosecute her they can order to make the checks good so you can pay your debt off.

What are some issues that may come up if right after I file chapter 7, my husband finds a job? Would I still be able to file?

As stated the standard is "household income." So your non-filing (he is not filing, right?) husband's income is considered for means test...

Debt collector

Your question is not very clear. A debt collector can sue you, certainly. If you do nothing, they win by default and are awarded a judgment. ...

We declared bankruptcy. The house was included. It has NOT been foreclosed on. Can we still sell it?

You should review this with your attorney. However if the case is closed, and if the trustee has filed a no asset report, then you should be in...

Is it possible to defer or renegotiate payments under a Ch.13 (currently over 3 years into payments on 5 year settlement)?

I don't know that re-filing would be necessary. However, it is common for chapter 13 plans to lower the monthly plan payment, based upon a change...

We have negative equity in our home. With a Chapter 7, is it possible to have the lender reduce the principal balance?

Chapter 7 does not permit this as a bankruptcy option. Your options in Chapter 7 with your mortgage are to either pay as agreed or abandon the...

When filing a simple, basic Chapter 7 Bankruptcy, does the competency or cost of my attorney matter in the Courts decision .

Competency does matter. Look at the sheer volume of questions asked here by people who have filed, and suddenly find themselves in some type of...

You can certainly file Chapter 13 separately from your spouse, although the plan of reorganization must look at his income and separate expenses. ...

Will my tax refund which is all from EEC be exempt in Maine chapter 7 bankrupcy?

You need to review this with a Maine attorney, you can find one on this web site using the Find A Lawyer tab. You need to understand the available...

I have a friend who is considering filing for bankruptcy. I will like to know the general implications of this.

Completely false. May I suggest that you speak with a consumer who has actually filed for bankruptcy protection to get the real story? Or...