I had a credit card from about 5 years ago I did not pay it just recently I tried to pay it but they want me to pay 13,000 they

Filing for bankruptcy protection would stop the wage garnishment. Consult with an attorney in person by using the find an attorney tab above or...

Does a chapter 7 still exist in Colorado?

According to their web site, there were more than !7,000 Chapter 7 cases filed in the District of Colorado. Find an attorney on this web site and...

Lawyer did not oppose motion to lift automatic stay. Can we ask anyway?

If you were late at all in making the mortgage payment, then the motion was well founded and the Judge was perfectly within their discretion to...

Can I get any money back from a loan I paid in full to Western Sky/Cash Call/Delbert Services?

The enforcement action was brought the Federal Trade Commission. You can call them at 1-877-FTC-HELP (1-877-382-4357) to see if you are eligible...

Chapter 7 BK done and I just received a bill from the Home Owners Association collecting the dues from 6/1/2013 - 2/1/2014.

Correct, post petition HOA dues and fees are not discharged. Explore a deed in lieu of foreclosure, short sale to a new buyer, whatever you have...

When should I see our portion of our tax refund after Bankruptcy?

No hard and fast rule. The trustee is probably up to their eyeballs in tax refunds at this time of year, once they have figured out the percentage...

What are some necessary items I can spend a tax refund on and not have to give it to the courts?

Do not take any action without consulting your attorney. If the trustee is going to order you to turn the refund over, you are warned in a very...

I filed for chapter 7 bankruptcy and I received a letter saying the docs I provided were to the satisfaction of the trustee and

You will have to speak with your attorney about this. It sounds very much like there is something to administer, this time of the year trustees...

I am not licensed in your state, but are you sure the creditor violated the automatic stay? If they got items they were lawfully entitled to have...

New mortgage after Chapter 7 bk

You have a right to have your credit report accurately showing your mortgage payments. This will require you writing a letter to each of the three...