Archived
How to get rid of debt collectors who threaten and verify mailing address for home or work to serve papers supposedly
Blake's answer
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Answered on March 07, 2014
You have the right to tell debt collectors not to contact you. This is best done in writing, certified mail, return receipt. They can always sue...
Archived
My husband took the equity line in 2007, both names on it, but I never signed it. The 1st mortgage is only under my name.
Blake's answer
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Answered on March 07, 2014
You would have to sign on the application in order to be held liable.
Yes you need to show paystubs, tax documents, etc., in order to provide the...
Archived
Can a collection agency look at my bank account balance?
Blake's answer
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Answered on March 07, 2014
Generally, no. However, if they resort to the court system, they can require you to identify any bank accounts in your name. At least here in...
Archived
Is it likely that a collection agency would take me to court over $2,500?
Blake's answer
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Answered on March 07, 2014
I have seen many many cases like this, one just left my office five minutes ago.
The profit margins are huge, not only do they get the principal...
Archived
I filed a chapter 7 bankruptcy in 2009, can I file a chapter 13 now?
Blake's answer
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Answered on March 07, 2014
Yes you are eligible for a discharge under Chapter 13. Speak with an attorney in your area by using the Find a Lawyer tab above to see how this...
Archived
A Lt. Colonel owes me 25k from 2008. Is there a law that may prevent me from taking him to court if he is active military?
Blake's answer
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Answered on March 07, 2014
Active duty military enjoy protections under a federal statute called the SCRA . Speak with a creditor's rights attorney in your by finding one on...
What are my chances of being audited by the US Bankruptcy Trustee? I am an over median married debtor (filing singly)
Blake's answer
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Answered on March 06, 2014
You will need to review this with your attorney. Being "minus" on Schedule J does not mean you pass form 22 C, this is apples and oranges. Anyone...
Archived
If one is unemployed for months in california and is preparing to file bk chapter 7, should they continue searching for a job?
Blake's answer
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Answered on March 05, 2014
I think you should search for a job regardless. Your attorney can advise you on the concept of the means testing and how any potential income...
Can I file a chapter 7 bankruptcy if I live in a house my parents gave me
Blake's answer
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Answered on March 05, 2014
You need to review with an attorney in your state the concept of resulting trust. In some cases, the property may be deemed yours even though the...
Archived
How do I file complaint against my attorney?
Blake's answer
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Answered on March 05, 2014
Hard to believe your mortgage company was not aware of the bankruptcy filing. It should be easy to verify by looking at the petition, on schedule...
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