Archived
Looking to file Chapter 7, but confused and worried about losing property. Any help is greatly appreciated.
Blake's answer
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Answered on March 10, 2014
I think your fears are not well founded. I don't see the benefit of paying the car off, bu even if you do, Virginia allows a debtor to keep a...
Archived
About how much should the fee bee to file for Chapter 7 bankruptcy in Hawaii?
Blake's answer
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Answered on March 09, 2014
The filing fee is 306 for a chapter 7. The only way to know what attorneys are charging in your area is to interview a few and get some quotes.
Archived
NY chap 7 discharged 18mos ago, never finalized didn't re-affirm mort\car. no one is asking for payments or foreclose\repo? why
Blake's answer
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Answered on March 09, 2014
You will to review this with your attorney. Not signing a reaffirmation is the normal course of events. Also do not let the settlement issue go....
Archived
We made verbal agreements on land contract, now the paper contract reads different. Would this be a Breach of the Contract?
Blake's answer
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Answered on March 09, 2014
The land contract will tell the tale. Normally the courts will not allow oral testimony to vary the terms of a written contract. You should...
Can a debt collector split a single debt into multiple, smaller debts?
Blake's answer
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Answered on March 09, 2014
I know of no prohibition against doing this. And I don't agree with the conclusion that this crates a lower credit rating. Would you care to share...
Archived
In a C7 bankruptcy how do I, a non-lawyer creditor, bring forth proof that the debtor is committing fraud in their case?
Blake's answer
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Answered on March 09, 2014
You would provide this information to the debtors chapter 13 trustee. They will know what to do with the information.
Archived
After filing for Chapter 7 bankruptcy, a debt collector sued my LLC and got a default judgment. Do I have 30 days to countersue?
Blake's answer
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Answered on March 08, 2014
It is not clear from your question but a natural person can file for and get a discharge of debt. This does not prevent a creditor from suing and...
Archived
Re: NAFTA - Can a Mexico HOA take title to a condo OWNED by a US citizen in Chapter 7 bankruptcy?
Blake's answer
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Answered on March 08, 2014
She will need to review this with counsel. Unfortunately debts which arise after the bankruptcy filing are not dischargeable like this HOA dues and...
Archived
What are my options refuting a claim by a collection company for a debt that is not mine?
Blake's answer
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Answered on March 08, 2014
If the debt is not yours, then by all means don't pay it. Here is link to a web site containing information about debts and debt collectors, and...
Archived
Chapter 13 and foreclosure
Blake's answer
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Answered on March 08, 2014
Modification of debts secured by your principal residence is not an option in Chapter 13. Your option is to keep the home and pay the mortgage,...
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