Can I stop a foreclosure on my First and Second home in a Chapter 7 bankruptcy if one home is named as part of an LLC?

Filing a bankruptcy normally stops all collection activity, including foreclosure, unless prior bankruptcy filings have limited or eliminated the...

I believe this attempt to collect a debt is a scam.

Yes it has all the earmarks of a scam, it is not the way a legitimate debt collector would proceed. You can file a complaint with your state...

Can a person file chapter 13 and decides before court hearing they don't want to?

Yes you can dismiss at any time. At least here in Ohio the trustee is holding all funds in a trust account until confirmation. Those funds would...

Settled An old CC debt with AAC on 2/26 but was still Served the next day, Should I still produce a Answer?

I would not trust their word for anything. Assume they screwed it up and either file an answer if you know how or retain counsel if you don't.

No. In the fine print of your card member agreement is a clause that says filing for bankruptcy is an of default and the card will be revoked even...

How can a judgement be made against you if you never hear of a court case (served), or appear in court?

This is very common. Creditors and collection agencies mail out service to addresses they have not verified and the courts, who cannot conduct...

If you have a judgment against you that means a court has heard the case and entered judgment. Find out which court. You can hire an attorney to...

What can I do to settle this debt and repair my credit?

There is no easy answer to your question. Paying on debts which have already been turned over for collection may do practically nothing to restore...

Looking to file for bankruptcy.

No one can possibly promise you that filing for bankruptcy will or will not effect your job. As a side, I don't know how an agency as broke as the...

I filled for bankruptcy in 2013, I and am being harassed by payday companies accusing me of fraud for loans I took out in 2012.

Your question does not say, did you get a discharge in your bankruptcy? And did you list the payday loan as a debt you owed? There is an epidemic...