If my home in my name only is paid for, can my husbands bankruptcy affect my home.

It will be important if you put your husband on the deed to the home, for whatever reason. Your husband needs to speak a bankruptcy attorney, and...

What are the laws pertaining to MVA related debt if you never received notice?

I don't know who the MVA is but generally you are required to pay debts which you owe, especially when you know that you owe them, as you...

RE: COLLECTION AGENCY Is it legal to charge(12%) interest on an outstanding bal. on medical-hospital bill in the state of Mass?

I don't see a violation of the law here. The interest can either be governed by the services agreement with the hospital or the statutory rate of...

I am about to file for Bankruptcy and received a call today from a collector threatening to take me to court if I don' pay today

The type of conduct you describe is not consistent with a legitimate debt collector. The worse the conduct threatened, the less likely it will be...

What kind of evidence does the junk debt buyer need

For some judges this would be enough. Other judges would require more evidence that your account was actually assigned. You should be represented...

WHY DO FEDERAL COURTS EXPECT A PROSE...

If you are representing yourself you are specifically making the representation that you are competent to do so, that you possess sufficient...

My husband was just served for a bad debt with a furniture company. How do we write a written response disputing the allegation?

I don't think you will be able to do this yourself. I have defeated a dozen or so Midland Funding cases and many from other junk debt buyers, but...

You don't get credit for the garnishment at all unless it is for domestic support.

If a judgment is entered against me can my retirement account or social security be subject to the judgment?

No qualified retirement accounts and social security are exempt from judgments for just about every type of creditor there is.

In a chapter 13 bankruptcy does the IRS still have a lien on the car when the car is paid off and you have the title?

A discharge of debt in Chapter 13, once you have earned it, is supposed to be your proof that all debts subject to discharge have been discharged. ...