My husband and I are separating pending divorce and are both in a chapter 13, do I need to file for divorce first

This can be handled by your present attorney. He or she can file papers to convert the 13 to a 7 due to the change of circumstances (separate...

While reviewing my credit report I found had a judgement filed against me, I received no notification of this intent.

You can retain an attorney to file a motion to vacate the judgment. You will have to sign an affidavit that you did not live at that address, but...

This is a common scam, especially when the underlying debt is a payday loan. Some quick research on the internet will confirm this. The more...

Can a credit card collection agency, subpoena me to court a second time case continuance and re-setting?

I agree that the social security income is exempt from collection. However, ignoring the lawsuit may not be wise if you have other assets which...

Entry of Appearance - where can I find an example.

In my experience the debt collector may have some incentive to settle for an amount less than the prayer amount, but it is cash on the barrel head,...

Just because it is not on your credit report does not mean it is not a legitimate debt. Many creditors do not pay the big bucks it takes to belong...

If a creditor writes off a debt, then sells it to a debt collector, is the comsumer obligated to pay the debt collector?

If there was a proper and legal assignment of the debt, then yes. However I have defeated dozens of lawsuits from debt collectors in court because...

RE law and Bankruptcy/CA

If you can show that the petition was filed, and then the lien was placed, your attorney can file papers to remove the lien.

Unless your trustee or your attorney says otherwise, your wages are yours to save or spend as you see fit. Different for income tax refunds,...

How do I appeal a wage violation judgment that is false,

You can find a good appellate attorney on AVVO. Time is of the essence, a lapse in time may prejudice your appeal rights, so don't delay.